Journal Club 09-22-23 – Passive Income MD

Here’s Journal Club 09-22-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

As you may already know, Compound Interest is a powerful force for building wealth, which emphasizes the importance of time in growing your investments. Similarly, Future Value is a beneficial tool for assessing your financial independence goals and determining your savings rate to attain that goal. On that note, the author of Retire Before Dad discusses these concepts to help you define your financial goals in the post – Future Value and the Magic of Compound Interest.

Several studies and surveys indicate that most Americans overestimate how much they need to save for retirement. Also, the conventional rule of a 4% spending rate in retirement is increasingly challenged and debated. To that end, the author Of Dollars And Data discusses an important concept that allows individuals to spend more in retirement without increasing the risk of running out of funds. Sounds fascinating, doesn’t it? The author shares more about it in the article – How to Spend More in Retirement.

A sabbatical is an opportunity to take a work break for personal or professional reasons. On the one hand, taking a sabbatical provides apparent benefits like reduced stress and increased family time. But on the other hand, it also comes with its share of challenges, such as potential career setbacks or financial implications. So, how do you make the most of your sabbatical? The author of Cutting Through Chaos shares their perspective on the subject in the post – How to take a sabbatical.

Read any interesting articles? We’d love it if you could please take a moment to share them in the comments below!

Thank you for reading and sharing,


Disclaimer: The topic presented in this article is provided as general information and for educational purposes. It is not a substitute for professional advice. Accordingly, before taking action, consult with your team of professionals.

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