In this article, Atul explains why index investing killed his passion for investing. Atul has an MBA in finance and has worked in different financial and banking establishments over the last 15 years.Over the last 12-13 years, my approach to investing has been pretty much the same. I was intensely passionate about it. I was interested in learning every stock-picking approach, mutual fund theme, and curated stock basket (smallcases). I was so sure that it was easy to beat the market.I dabbled in trading and spent good money trading and FnO courses. I was neither super successful nor a big failure, but I kept at it, thankfully, with only a small capital.I have spent hours trying to find “the method” of market timing. That is when I came to know of freefincal, which has a huge archive of timing backtests. Then I stumbled on their data on index funds. That is when it happened.When I realised that sectoral funds, mid cap funds and small cap funds also struggle against the index (in addition to the usual suspect large cap funds), it felt like a life-changing moment.Relevant articles:I cannot get around that no matter what I do, beating the market consistently is very hard, and even if I manage it, it is more due to luck than skill. I am no longer excited whenever I see a new tweet, article, or video about a new product.The idea of passive or index investing has killed my passion for investing. I don’t regret it. I realised that my “passion” was unhealthy. It was sapping away my time, money and energy. I cannot move past the idea of passive investing. That is the holy grail of investing.It is like I am in a maze and desperately trying to find my way out to beat the market and get higher returns. But at each turn, I hit a roadblock called passive investing! I used the freefincal investment portfolio tracker and compared all my mutual funds with Nifty 50 and found that over the last ten years, my portfolio has underperformed for significant periods!I wrote to pattu saying I wanted to get rid of my stock portfolio and switch all my equity to index funds. He rightly pointed out that if I did that, it would be just another hasty move, and he wanted me to go slow.So I have now started selling all my mid cap and small cap stocks and want to build a robust large cap portfolio as a source of dividend income. I have also started reducing my mutual fund portfolio from 14 funds to my target of 5. I have stopped trading and FnO. For the last three months, all my equity investments have been in UTI Nifty 50 index fund. It is a small portion, but it is a start.Pattu also wanted me to align the portfolio with my long-term goals. My equity portfolio is now about 75% of my net worth. So I need to reduce it in the future. The last 15 years have been frantic and chaotic. I hope I can build wealth in the next 15 in a more structured and systematic way using index funds without worrying about beating the market. This is now my new passion 🙂 Do share this article with your friends using the buttons below. 🔥Enjoy massive discounts on our courses and robo-advisory tool! 🔥 Use our Robo-advisory Excel Tool for a start-to-finish financial plan! ⇐ More than 1000 investors and advisors use this! New Tool! => Track your mutual funds and stocks investments with this Google Sheet!Follow us on Google News.Do you have a comment about the above article? Reach out to us on Twitter: @freefincal or @pattufreefincalJoin our YouTube Community and explore more than 1000 videos!Have a question? Subscribe to our newsletter with this form.Hit ‘reply’ to any email from us! We do not offer personalized investment advice. We can write a detailed article without mentioning your name if you have a generic question. Get free money management solutions delivered to your mailbox! Subscribe to get posts via email! Explore the site! Search among our 2000+ articles for information and insight!About The Author Dr M. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. He has over nine years of experience publishing news analysis, research and financial product development. Connect with him via Twitter or Linkedin, or YouTube. Pattabiraman has co-authored three print books: (1) You can be rich too with goal-based investing (CNBC TV18) for DIY investors. (2) Gamechanger for young earners. (3) Chinchu Gets a Superpower! for kids. He has also written seven other free e-books on various money management topics. He is a patron and co-founder of “Fee-only India,” an organisation promoting unbiased, commission-free investment advice. Our flagship course! 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So in this book, we meet Chinchu, who is about to turn 10. What he wants for his birthday and how his parents plan for it and teach him several key ideas of decision making and money management is the narrative. What readers say!Feedback from a young reader after reading Chinchu gets a Superpower!Must-read book even for adults! This is something that every parent should teach their kids right from their young age. The importance of money management and decision making based on their wants and needs. Very nicely written in simple terms. – Arun. Buy the book: Chinchu gets a superpower for your child! How to profit from content writing: Our new ebook for those interested in getting side income via content writing. It is available at a 50% discount for Rs. 500 only! Want to check if the market is overvalued or undervalued? Use our market valuation tool (it will work with any index!), or you buy the new Tactical Buy/Sell timing tool! 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